INSURANCE SOLUTIONS

PLAN YOUR RETIREMENT

You have worked hard and now it is time to reap the rewards. But do you have enough to last through your retirement? Achieve financial freedom with our solutions and
enjoy a worry-free retirement.

Address your retirement concerns with Citi Retirement Planning

When it comes to retirement, the top concerns for most are: Do you have enough money to last through your retirement after factoring in inflation? With the constantly rising health/medical costs, will you still be able to afford the health care services when you retire? Do you still have debts to pay off during your retirement age? Achieving financial freedom is the key to the worry-free retirement - make your golden years the best years of your life!

Retirement Leaf

Sufficient income for longer life expectancy


With life expectancy projected to increase, do you have enough wealth to assure yourself of a comfortable life year after year?
Average life expectancy of Asia has risen up to 73.2 years in 2019.

Source: The Straits Times, June 20, 2019, Singapore

Retirement Leaf

Higher medical expense


From emergency hospitalisation to caregiving duties, medical expenses require a constant flow of cash for adequate care.
Average global medical trend rate in 2018 was three times the general rate, similarly expected for 2019, and even higher rates for 2020.

Source: Mercer Marsh Benefits' 2019 Medical Trends Around the World

Retirement Leaf

Rising inflation


Are you financially prepared to spend more than your current expenditure for the lifestyle you’re familiar with?
Inflation rate has increase by 3.20% for Indonesia and 5.21% for the Philippines in 2018.

Source: Satista

Plan your retirement today. 

Start your wealth journey with a Citi account.

At Citi, we understand your aspirations and wealth goals evolve over time. That is why we offer a range of wealth advisory as well as products and solutions to suit your changing needs.

Citigold

Singapore Clients: AUM S$250,000 to < S$1.5 Million

IPB Clients: AUM US$200,000 to < US$1 Million

  • Be supported by a dedicated Relationship Manager and team of specialists
  • Set, track and modify your goals with the Total Wealth Advisor tool
  • Manage your wealth on-the-go with the Citi Mobile® App
  • Enjoy preferential rates and lifestyle privileges curated for you
  • Be invited to market outlook and bespoke lifestyle events

Citigold Private Client

Singapore Clients: AUM S$1.5 Million and above

IPB Clients: AUM US$1 Million and above

  • Be supported by a dedicated Senior Relationship Manager and team of senior specialists
  • Gain access to a range of portfolio management and digital wealth tools, and enjoy preferential rates
  • Manage your wealth on-the-go with the Citi Mobile® App
  • Relish in a broad range of travel and lifestyle privileges
  • Be invited to market outlook and bespoke lifestyle events

2X Expertise, 2X Confidence

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We’ve combined our expertise to offer you the right insurance through a single conversation. Bringing the best knowledge from the banking and insurance world, we help you protect what’s truly important.

Buying a life insurance policy is a long-term commitment. An early termination of the policy usually involves high costs and surrender value payable (if any) may be zero or less than the total premiums paid.

Insurance plans are underwritten by the relevant insurance company. Insurance products distributed are an obligation only of the insurance company. They are not a bank deposit or an obligation of or guaranteed by Citibank Singapore Limited or its related entities.

The Singapore-dollar return on this policy will depend on prevailing exchange rates which may be highly volatile. For US-dollar denominated insurance plans, premiums and benefits payable will be made in US dollars. Equivalent returns on the policy in other currencies will depend on prevailing exchange rates which may be highly volatile.

The above is only a summary of some of the key risks in investing in the product. Detailed risk disclosures are set out in the documentation relating to the specific product. Prior to entering into a transaction, you should ensure that you have read and understood the nature of all of the risks associated with the investment in order to determine whether the investment is suitable for you in light of your experience, objectives, financial position and other relevant circumstances. You should consult with your legal, regulatory, tax, financial and/or accounting advisors to the extent you consider it necessary in making your own investment decision.

* Terms and Conditions

Click here for Insurance Rewards Program Terms and Conditions.

This document does not constitute the distribution of any information or the making of any offer or solicitation by anyone in any jurisdiction in which such distribution or offer is not authorised or to any person to whom it is unlawful to distribute such a document or make such an offer or solicitation.

Investments are: • Not Bank Deposits • Not Bank Guaranteed • May Lose Value • Not FDIC Insured • Not Offered to US Persons • Are subject to investment risks, including the possible loss of the principal amount invested.

Deposit Insurance Scheme - Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

The information provided on this website does not constitute the marketing or offering of any products or services to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, The Vatican, The Isle of Man, the UK, Brazil, New Zealand, Jamaica, Ecuador or Sri Lanka. The content on this website is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.

This advertisement has not been reviewed by the Monetary Authority of Singapore.

The Citi Mobile® App and certain services may not be available in all jurisdictions.

Insure with us and be rewarded.

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