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Earn cash back on your spend with Citi Cash Back+ Card

1.6% cash back^

Cash back daily

Earn 1.6% cash back on your spend^ all year round

Limitless cash back

No minimum spend required &
no cap on cash back earned

Earn unlimited cash back
with no spend requirements.

Limitless cash back

Bonus Cash Back

Earn 0.4% Bonus Cash Back1

on your spend if you are a
Citi Plus customer who is the
Primary Account Holder of a
Citi Interest Booster Account.

Redeem cash back with Citi Pay

Redeem your cash back
instantly on-the-go

Enjoy the convenience of redeeming your
cash back for cash rebate via Citi Mobile® App and SMS. Click here to find out more.

Up to S$1 million

Up to S$1 million

coverage when you charge your travel tickets
to Citi Cash Back+ Credit Card&

What is Citi Plus

Top 4 Cash Back Plus Credit Card Features

Citi World Privileges

Get exclusive deals and discounts with Citi Cash Back+ Card

Citi PayLite

Turn your big purchases into small payments

Citi FlexiBill

Convert your credit card statement retail balance into installments

Citi Quick Cash

Instant cash# to get things done right away

Already a Citi Credit Cardmember?

Refer a friend and be rewarded with S$150 Cash

Citi Mobile® App

Everything at a glance
Activate a new Citi Cashback plus card
Secure your transaction with Citi Mobile token
Lock and unlock your card
Powerful features on demand
Track your Citi cashback balance

Everything at a glance

Activate a new card

Secure your transaction

Lock and unlock your card

Powerful features on demand

Track your cash back

Everything at a glance

Activate a new card

Secure your transaction

Lock and unlock your card

Powerful features on demand

Track your cash back

Citi Cash Back+ Card Promotions

Enjoy exclusive shopping, dining and travel deals with your Citi Cash Back+ Card.


Citi Gourmet Pleasures

Citi Gourmet Pleasures

Home Essentials Deals

Home Essentials Deals

Shop Smart with Citi

Shop Smart with Citi


More Deals Here

Apply now to start earning limitless cash back

Get a new Citi Cash Back+ Card from your phone or computer in an easy, paperless signup process

Citi Cash Back Credit Card - Eligibility - Card Fee

Basic fee of S$196.20 inclusive of 9% GST
(first year waived)

Citi Cash Back Credit Card - Eligibility - Minimum Income

Min. income S$30,000 (local/PR) or S$42,000 (foreigner) a year

Miles Credit Card - Eligibility - Minimum Age

Age 21 or older

Apply effortlessly with Singpass

Simply log in with your Singpass and authorise the retrieval of your details from Myinfo.
Your application form is pre-filled and supporting documents waived if eligible.

If you do not have Singpass, you will need the following documents:

  • Prepare NRIC and proof of address If current address is different from address in NRIC
  • For Salaried Employee, latest income Tax Notice of Assessment or latest original computerised payslip
  • For Self Employed, Commissioned or Variable Income Earner, Last 2 years Income Tax Notice of Assessment
  • Prepare a copy of your passport and proof of address
  • A copy of Employment Pass/Work Permit with at least 6 month's validity
  • Latest Income Tax Notice of Assessment and/or employment letter certifying employment and salary

Terms and Conditions

•By responding to any advertisement relating to the Citi Cash Back+ Card and providing your personal data, you consent to Citibank contacting you in respect of the Citi Cash Back+ Card including via the telephone.

•*Welcome offer eligible for new Citi Cardmembers only with a minimum qualifying spend of S$800 in the first 2 months, capped at S$4,000 qualifying spend. Promotion valid till 31 July 2025. Click here to view the Citi Cash Back+ Card 8% Cash Back Welcome Gift Promotion Terms and Conditions.

^Spend refers to eligible retail purchases as defined in the Citi Cash Back+ Cardmember's Agreement.

#Instant disbursement is available only for Citibank Deposit Accounts displayed during the funds disbursement option.

Click here to view the Citi Cash Back+ Cardmember's Agreement.

Click here to view the Citi Cash Back+ Cardmember's Agreement. (Effective from 1 May 2025)

Click here to view the Information Sheet.

Click here to view the ABS Credit Card Guide.

Click here for the Frequently Asked Questions on Credit Card Chargeback & Dispute Resolution.

^Click here for the list of merchants and/or Merchant Category Codes (“MCC”) which will not earn Cash Back.

&Click here for more details on complimentary travel insurance.

1You will earn the 0.4% Bonus Cash Back only if you are a Citi Cash Back+ Mastercard© holder. Citi Cash Back+ Visa cardholders may apply for Citi Cash Back+ Mastercard©.
The Bonus Cash Back refers to the Bonus Cash Back of 0.4% earned based on the amount of eligible retail purchases in a calendar month with minimum S$500 eligible retail spend, capped at S$2,000 eligible retail spend (i.e. maximum monthly Bonus Cash Back is S$8). Click here to view the Citi Cash Back+ Mastercard© Bonus Cash Back Promotion Terms and Conditions. Click here to view the Citi Cash Back+ Mastercard© Bonus Cash Back Frequently Asked Questions.