Citi Cash Back Credit Card

LIVE YOUR LIFE. GET CASH BACK.

Get Citi Cash Back

Now better than ever with more cash back
and lower minimum spend.

Up to 8% cash back

6% cash back^

on Dining at restaurants and cafes daily, worldwide

8% cash back^

8% cash back^

on Groceries at supermarkets and grocery stores daily, worldwide

0.25% cash back

Up to 20.88% fuel savings+

at Esso and Shell and 8% cash back^ at
other petrol stations worldwide

0.25% cash back

0.25% cash back

on all other retail purchases

Up to S$1 million

Up to S$1 million

coverage when you charge your travel tickets
to Citi Cash Back Credit Card&

^Effective 9 Dec 2020, enjoy bonus cash back when you spend a minimum of S$800 (lowered from S$888 previously) in a statement month


Here is how it works

Click on the examples below to see how your cash back adds up



The cash back estimates above are for illustrative purposes only and may not reflect the actual amount of cash back credited.

Top 4 Citi Cash Back Card features

Citi World Privileges

Get deals and discounts locally & in 95 other countries

Citi PayLite

Turn your big purchases into small payments with Citi Cash Back Cards

Citi FlexiBill

Convert your credit card statement retail balance into instalments

Citi Quick Cash

Instant cash# to get things done right away

Freedom to do more with the new
Citi Mobile® App

Image showing Cash Back card balance and Credit Limit information on Citi Mobile®App
Image showing the status of Citi Cash back credit card activation on Citi Mobile®App
Image showing security features of  Citi Mobile®App
Image showing Lock and Unlock feature for Citi Cash Back Credit Card on the Citi Mobile®App
Image showing various Features of Citi Cash Back Card on Citi Mobile®App
Image showing Citi Cash Back Card balance on Citi Mobile®App

Everything at a glance

Activate a new card

Secure your transaction

Lock and unlock your card

Powerful features on demand

Track your cash back

Ongoing promotions for Citi Cash Back Card


Promotional image of Crystal Jade offers with Citi Cash Back Credit Card

Crystal Jade

12% cashback
Valid till 31 Dec 2021
Show Details

Promotional image of Akimitsu offers with Citi Cash Back Credit Card

Akimitsu

S$5 Return voucher
Valid till 31 Dec 2021
Show Details

Promotional image of Lawry's The Prime Rib Singapore offers with Citi Cash Back Credit Card

Lawry's The Prime Rib Singapore

Up to 40% off
Valid till 20 Dec 2021
Show Details

Your world of cash back in less than 10 minutes

Get a new Citi Cash Back Credit Card from your phone or computer in an easy, paperless signup process

Citi Cash Back Credit Card - Eligibility - Card Fee

Basic fee of S$192.60 inclusive of GST
(first year waived)

Citi Cash Back Credit Card - Eligibility - Minimum Income

Min. income S$30,000 (local/PR) or S$42,000 (foreigner) a year

Miles Credit Card - Eligibility - Minimum Age

Age 21 or older

Salaried employee

  • A copy of your NRIC/passport
  • Latest original computerized payslip or Tax Notice of Assessment or last 12 months' CPF statements

Self-employed

  • A copy of your NRIC/passport
  • Last 2 years’ Income Tax Notice of Assessment
  • Last 3 months’ bank statements
  • A copy of your passport and work permit (with minimum 6 months validity)
  • A copy of utility/telephone bill or bank statement with your name and address
  • Income Tax Notice of Assessment and latest original computerized payslip

Terms and Conditions

By responding to any advertisement relating to the Citi Cash Back Card and providing your personal data, you consent to Citibank contacting you in respect of the Citi Cash Back Card including via the telephone.

^Effective 9 Dec 2020, you will receive cash back of 0.25% on all retail purchases, additional cash back of 5.75% on Dining, 7.75% on Groceries and/or 7.75% on Petrol transactions worldwide, if you accumulate a total retail spend of S$800 or more in a statement month. The total cash back you can earn is capped at a combined S$80 across all retail spend per statement month. Please refer to FAQs for more information.

+20.88% savings at Esso includes 5% Esso site discount, 5% Esso Smiles Card discount, 4% Citi Card discount and 8% cash back with Citi Cash Back Card (on nett purchase after Esso and Citi discounts). 20.88% savings at Shell includes 5% Shell site discount, 5% Shell Escape Card discount, 4% Citi Card discount and 8% cash back with Citi Cash Back Card (on nett purchase after Shell and Citi discounts).

#Instant disbursement is available only for Citibank Deposit Accounts displayed during the funds disbursement option.

&Click here for more details on complimentary travel insurance.

Click here to view the Information Sheet

Click here to view the Cardmember’s Agreement (effective 9 Dec 2020)

Frequently Asked Questions on Credit Card Chargeback & Dispute Resolution