![Image showing Citi SMRT Card](cardface-smrt.png)
5 ways to upsize your savings as you spend
Tap & pay with SimplyGo for your public bus and train rides.
![](images/simplygo.png)
Use your Citi SMRT Credit Card or add your card to your mobile wallet for a seamless commute.
Plus, enjoy 5% savings* on your SimplyGo transactions with Citi SMRT Card.
For more details, visit here.
See how your savings add up with your Citi SMRT Card
Categories | Base rate on qualifying retail spend |
Bonus rate on monthly qualifying retail spend ≥S$500 |
Total earn rate |
---|---|---|---|
Groceries | 0.3% | 4.7% | 5% |
Online (excludes mobile wallet and travel-related transactions) | |||
SimplyGo transactions | |||
Taxis (including private-hire rides)# | |||
Other qualifying retail spend | Nil | 0.3% |
Calculate your savings
Retail Spend
S$
earned
SMRT$
Top 4 Citi SMRT Card features
![Citi World Privileges - Citi SMRT Card](card-features-worldprivileges.png)
Citi World Privileges
Get deals and discounts with Citi SMRT Card
![Citi PayLite - Turn your big purchases into small payments with Citi SMRT Card](card-features-easypayments.png)
Citi PayLite
Turn your big purchases into small payments with Citi SMRT Card
![Citi FlexiBill - Convert your credit card statement retail balance into installments](card-features-repayment.png)
Citi FlexiBill
Convert your credit card statement retail balance into installments
![Citi Quick Cash - Instant cash to get things done right away](card-features-quickcash.png)
Citi Quick Cash
Instant cash to get things done right away
Steps to track your SMRT$ Rewards
Everything at a glance
Activate a new card
Secure your transaction
Lock and unlock your card
Powerful features on demand
Track your SMRT$ earned
Citi SMRT Card Promotions
Start your SMRT$ savings journey in less than 10 minutes
Get a new Citi SMRT Card from your phone or computer in an easy, paperless signup process
![](icon-basicfees.png)
Basic fee of S$196.20
inclusive of 9% GST
(first 2 years waived)
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Min. income S$30,000
(local/PR) or S$42,000
(foreigner) a year
![](icon-age21.png)
Age 21 or older
Receive S$300 cash back^ when you apply and spend
Documents Required to Apply for Citi SMRT Card
Salaried employee
- A copy of your NRIC/passport
- Latest original computerized payslip or Tax Notice of Assessment or last 12 months' CPF statements
Self-employed
- A copy of your NRIC/passport
- Last 2 years’ Income Tax Notice of Assessment
- Last 3 months’ bank statements
- A copy of your passport and work permit (with minimum 6 months validity)
- A copy of utility/telephone bill or bank statement with your name and address
- Income Tax Notice of Assessment and latest original computerized payslip