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Greater savings with up to 5% rebates2
Earn 4.7% Bonus Citi M1 Rebate3
on Entertainment transactions
(cinemas, ticketing agencies, streaming services)
Enjoy 2.7% Bonus Citi M1 Rebate4
on M1 Telco Bill Charges
(M1 Recurring Charges, M1 MAXX Charges)
Earn 2.7% Bonus Citi M1
Rebate2 on in-store purchases
More ways to earn rebates
Get up to S$90 M1 Handset Vouchers*
Make a minimum qualifying spend with Citi M1 Card from 24 Oct 2024 to 30 Jun 2025. Enrol via the Citi Mobile® App now!
| Tiers | Qualifying spend within promo period | Value of M1 Handset Vouchers |
|---|---|---|
| Tier 1 | Minimum qualifying spend of S$4,000 | S$30 |
| Tier 2 | Minimum qualifying spend of S$6,000 | S$90 |
*Click here to view the Citi M1 Card Spend & Get Campaign Terms and Conditions.
Citi M1 Card Promotions
Maximise the benefits of your M1 Telco Bill
Simply download My M1+ App and follow the steps below to set up M1 Telco Bill via the app!
Ways to redeem your rebates
Top Citi M1 Card Features
Already a Citi Credit Cardmember?
Connect with greater savings in less than 10 minutes
Apply for a new Citi M1 Card in an easy and paperless sign up process
Basic fee of S$196.20 inclusive of
9% GST (waived for first year)
Min. income S$30,000 (local/PR)
or S$42,000 (foreigner) a year
Age 21 or older
Apply effortlessly with 
Simply log in with your Singpass and authorise the retrieval of your details from Myinfo.
Your application form is pre-filled and supporting documents waived if eligible.
If you do not have Singpass, you will need the following documents:
Documents for Singaporean/PR
• Prepare NRIC and proof of address If current address is different from address in NRIC
• For Salaried Employee, latest income Tax Notice of Assessment or latest original computerised payslip
• For Self Employed, Commissioned or Variable Income Earner, Last 2 years Income Tax Notice of Assessment
Documents for Foreigner
• Prepare a copy of your passport and proof of address
• A copy of Employment Pass/Work Permit with at least 6 month's validity
• Latest Income Tax Notice of Assessment and/or employment letter certifying employment and salary
Terms and Conditions
1Welcome gift is valid for new Citi Credit Cardmembers who successfully apply for the Citi M1 Card via Citibank website or the Citi Mobile® App with S$800 qualifying spend in the first 2 months. Promotion is valid until 31 MAY 2025. Click here to view the Citi M1 Card S$300 Cash Back Welcome Gift Promotion Terms & Conditions.
2Click here to view the Citi M1 Platinum Visa Citi M1 Rebate – The Cash Rebate Program Terms and Conditions.
34.7% Bonus Citi M1 Rebate from eligible Entertainment spend is capped at S$60 Bonus Citi M1 Rebate per statement month. Entertainment transactions refer to the transactions which bear the following Merchant Category Code (“MCC”): MCC 4899 - Cable, Satellite, and Other Pay Television and Radio Services; MCC 5815 - Digital Goods: Books, Movies, Music; MCC 7829 - Motion Pictures and Video Tape Production and Distribution; MCC 7832 - Motion Picture Theatres; and MCC 7922 - Theatrical Producers (Except Motion Pictures), Ticket Agencies. Click here to view the Citi M1 Platinum Visa Citi M1 Rebate – The Cash Rebate Program Terms and Conditions.
42.7% Bonus Citi M1 Rebate on M1 Telco Bill Charges is capped on the first S$300 worth of M1 Telco Bill Charges. Click here to view the Citi M1 Platinum Visa Citi M1 Rebate – The Cash Rebate Program Terms and Conditions.
Click here to view the Citi M1 Information Sheet.
Click here to view the Citi M1 Cardmember's Agreement.
Click here to view the Citi M1 Cardmember's Agreement (Effective from 1 May 2025).
Click here to view interest rates, fees and charges.
^Click here for the list of merchants and/or Merchant Category Codes (“MCC”) which will not earn Citi M1 Rebate.
Frequently Asked Questions on Credit Card Chargeback & Dispute Resolution
Note: Rebates refer to the Citi M1 Rebates earned on the Citi M1 Card account.