Citibank
The New Citibank Credit Card Paper Statement
We have enhanced the statement to make it more user-friendly and comprehensive for you. In order to help you read the new statement more easily, we have put together a quick guide to the key information that you need to understand on the new statement.
   
OVERVIEW OF YOUR CREDIT CARD(S) STATEMENT DETAILS
   
Statement Date:
The date on which your statement was generated.
Credit Limit:
The combined credit limit you can use on your credit card account(s)
Total Outstanding Balance:
The total amount outstanding on all your credit card account(s).
Total Amount past Due:
The unpaid amount from earlier statement(s).
Total Minimum Payment:
The minimum amount you need to pay by the PAYMENT DUE DATE to avoid incurring late payment charges.
Payment Due Date:
The date you need to pay your bill to avoid incurring late payment charges.
Bill Summary:
An overview of outstanding balance, amount past due, and minimum payment required for each card.
 
Rewards Summary:
An overview of reward accruals for each card.
 
Consolidated Payment Slip:
Just one cheque for all your cards! No need to write multiple cheques anymore! (Please remember to indicate your payment account for each card clearly).
SUMMARY OF YOUR BILLING INFORMATION BY EACH INDIVIDUAL CARD
ACCOUNT LEVEL
Previous Balance:
This is the balance outstanding from the previous month, which has been carried over to the current month.
Purchases & Advances:
A summation of the retail purchases made and cash advances withdrawn from your account in this month.
Payment & Credits:
A summation of the payments that you have made to your account in this month since the last statement.
Interest Charges:
A summation of the interest charges incurred in this month, including that from Balance Transfer.
Fees & Charges:
A summation of the fees and charges incurred in this month, including annual fees, late fees, over limit, finance fees, and service charges.
Total Outstanding Balance:
The total amount outstanding on your account as of Statement Date.
Balance Transfer:
The details of Fund Transfer and outstanding of the monthly instalment.
Flexible Payment Plan:
The details of unpaid instalment loans for which the monthly instalment is charged to the card (where applicable).
Rewards Summary:
The details of earned Reward points as per your eligible credit card(s).
   
Please note that the financial figures used in the statement are only for illustrative purposes.
   
 
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