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You will receive your Citibank Ready Credit PIN within the next few days
Get Started
Bank on the go and follow our latest offers & updates via our Citi Mobile® App. Click here for more.
Citibank Ready Credit Features
Interest Savings Calculator
Help me calculate my savings
Usage Amount:
Citibank Ready Credit Interest Rate:
22.95% p.a.
Other Bank's Credit Card Interest Rate:
28% p.a.
Citibank Ready Credit Interest payable (for 30 days):
Other Bank's Credit Card Interest payable (for 30 days):
Total Savings:
Above figures have been simplified for illustrative purposes.
Exclusive Benefits
Important Information
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LOST OR STOLEN CARDS
If your card is lost, stolen or used by any other person or your PIN (Personal Identification Number) and/or Telephone Banking PIN (TPIN) code is disclosed to any other person, you must immediately notify us by calling 6225 5225.
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CARD ACTIVATION
All new, renewal and replacement Citibank Credit Cards, Debit Cards and Ready Credit Cards sent via mail are deactivated. Please activate your card before using it.
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OVERSEAS CARD USE
Your Citibank Ready Credit Card has its overseas use feature deactivated by default as a security measure. You can activate and deactivate your card overseas with just an SMS.
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If you wish to have a free credit report, you may obtain it within 30 calendar days upon receipt of your Citi Card via the credit bureau website listed below. In the event you are unable to do so, please bring your NRIC to the following credit bureau's registered office to obtain the report.
Credit Bureau (Singapore) Pte Ltd
2 Shenton Way
#20-02 SGX Centre 1
Singapore 068804
Tel (65) 6565 6363
www.creditbureau.com.sg
The free credit report does not apply to applicants of Citi secured cards, Citi Corporate Cards (Sole Corporate Liability), Citi Purchasing Card and Citi Travel Account.
Double Swiping
The magnetic stripe on your credit or debit card contains sensitive payment card data. To protect your information, the magnetic stripe of your credit or debit card should not be swiped on Point-of-Sale readers or Electronic Cash Registers which is known as "double swiping".
Inserting or dipping a chip-enabled credit or debit card in a payment card terminal for payment is not considered as double swiping.
For more information on double swiping, please visit http://www.abs.org.sg/docs/library/abs_faq_double_swiping.pdf
Disclaimer
Please note that in addition to ATM withdrawal functions, your Citibank Ready Credit Card allows you to sign for local and overseas purchases, perform contactless payment via Mastercard® Contactless (including through the use of digital wallets like Apple Pay® / Samsung Pay) and card-not-present transactions (such as mail and phone orders) which shall be paid for by directly deducting the transaction amount from your Citibank Ready Credit account. Your Citibank Ready Credit Card therefore carries the risk of unauthorized signature-based, contactless payment or card not-present transactions.
The promotions, products and services mentioned in this webpage are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey and Jersey, Monaco, San Marino, Vatican, The Isle of Man, the UK, Brazil, New Zealand, Jamaica, Ecuador or Sri Lanka. The content of this webpage is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the promotions, products and services mentioned therein to such individuals.
Manage Your Account
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ONLINE BANKING
Seize control of your time and money - bank, shop and redeem your rewards with the click of a mouse.
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E-STATEMENTS
Just like paper statements but better. Receive your statements directly in your inbox. What's more, receive them earlier than you would get your paper statements.
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CITI ALERTS
Get instant SMS and email alerts when there are any transactions on your accounts or credit cards.
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