INSURANCE SOLUTIONS

Credit Insure Gold

Cover your outstanding balance in the event of Death, upon diagnosis of Heart Attack of Specified Severity, Major Cancers, Stroke or Hospitalization. Pay only as you use.

Everything you need to know

  • Pays 4 times your Citibank Ready Credit and/or Credit Card balance in the event of Death or diagnosis of Heart Attack of Specified Severity, Major Cancers, or Stroke (as defined in the Certificate of Nomination under Part VII - Schedule of Critical Illness).
  • Pays you or your estate, the remainder (if any) of the insurance payout after deducting your outstanding balance and any other amounts owing to Citibank.
  • Pays off your Citibank Ready Credit and/or Credit Card balance subject to cap of S$3,000 for each period of Hospitalization (admission in a Hospital for at least 7 consecutive days).

More Information

$0.42 for every $100 of the outstanding balance (which is the sum of the closing balance including unbilled installments) on your Ready Credit and/or Credit Card statement. There is no charge if there is no closing balance for that month.

Download claims form:

Click here for Critical Illness Claim form. 

Click here for Death Claim form. 

Click here for Hospitalisation Benefit Claim form. (applicable for Credit Insure Gold only) 

Please complete the applicable claim form and submit directly to AIA Singapore Private Limited together with the required documents as indicated in such claim form.

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Disclaimers and Remarks

For further details on Credit Insure Gold underwritten by AIA Singapore Private Limited (Reg. No. 201106386R) (""AIA""), please read the Credit Insure Gold Information Sheet. Please refer to the AIA Credit Insure Gold Sample Certificate of Nomination for the full terms, conditions and exclusions of Credit Insure Gold underwritten by AIA.

 

For existing Credit Insure customers: Please be informed that with effect from 1 Feb 2022, your insurer for Credit Insure Gold is changed from Manulife (Singapore) Pte Ltd to AIA. Kindly note that: (i) the reinstatement option is removed, meaning that your policy cannot be reinstated after it is terminated and you will have to sign up a new application; and (ii) a time limit is imposed for claim submission and proof of loss, which must be filed within 365 days after the date of loss. All other policy terms and conditions remain unchanged.

Credit Insure Gold is an insurance policy underwritten by AIA Singapore Private Limited (Reg. No. 201106386R) (“AIA”) and distributed by Citibank Singapore Limited (“Citibank”). Insurance products are not bank deposits or obligations of or guaranteed by Citibank or its related entities.

 

Credit Insure Gold is a group insurance policy between AIA and Citibank, with Citibank being the group policyholder. This policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for this policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact AIA or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).

 

This is only general product information, is not exhaustive and does not constitute a contract of insurance. Please refer to the Certificate of Nomination for the policy terms and conditions.

 

You should seek advice from a qualified adviser if in doubt. If you choose not to, you are responsible for ensuring that the insurance product you are applying for is suitable for you.

 

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