Transact Securely Online
Shop online with 3D Secure, an enhanced security feature to make your online shopping experience safer.
Contactless Purchases
Speed through the checkout process with your contactless-enabled Citibank Ready Credit Card or mobile phone via Apple Pay® / Samsung Pay.
Access Cash Anytime Overseas
Important Notes
The promotions, products and services mentioned in this webpage are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man, the UK, Brazil and New Zealand. The content of this webpage is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products or services mentioned herein to such individuals.
Daily spending limit of S$2,000 (applicable to retail Point-of-Sale transactions), for Citibank Ready Credit Cards issued on and after
7 December 2014. You may revise the limit anytime, please visit us here.
Double Swiping: The magnetic stripe on your credit or debit card contains sensitive payment card data. To protect your information, the magnetic stripe of your credit or debit card should not be swiped on Point-of-Sale readers or Electronic Cash Registers which is known as "double swiping". Inserting or dipping a chip-enabled credit or debit card in a payment card terminal for payment is not considered as double swiping. For more information on double swiping, please visit http://www.abs.org.sg/docs/library/abs_faq_double_swiping.pdf
Please note that in addition to ATM withdrawal functions, your Citibank Ready Credit Card allows you to sign for local and overseas purchases, perform contactless payment via Mastercard® Contactless (including through the use of digital wallets like Apple Pay® and Samsung Pay) and card-not-present transactions (such as mail and phone orders) which shall be paid for by directly deducting the transaction amount from your Citibank Ready Credit account. Your Citibank Ready Credit Card therefore carries the risk of unauthorized signature-based, contactless payment or card not-present transactions.
Click here for more online shopping / lifestyle deals
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Important Notes
Daily spending limit of S$2,000 (applicable to retail Point-of-Sale transactions), for Citibank Ready Credit Cards issued on and after
7 December 2014. You may revise the limit anytime, please visit us here.
Double Swiping: The magnetic stripe on your credit or debit card contains sensitive payment card data. To protect your information, the magnetic stripe of your credit or debit card should not be swiped on Point-of-Sale readers or Electronic Cash Registers which is known as "double swiping". Inserting or dipping a chip-enabled credit or debit card in a payment card terminal for payment is not considered as double swiping. For more information on double swiping, please visit http://www.abs.org.sg/docs/library/abs_faq_double_swiping.pdf
Please note that in addition to ATM withdrawal functions, your Citibank Ready Credit Card allows you to sign for local and overseas purchases, perform contactless payment via Mastercard® Contactless (including through the use of digital wallets like Apple Pay® and Samsung Pay) and card-not-present transactions (such as mail and phone orders) which shall be paid for by directly deducting the transaction amount from your Citibank Ready Credit account. Your Citibank Ready Credit Card therefore carries the risk of unauthorized signature-based, contactless payment or card not-present transactions.
21 years old & above
Minimum annual income of S$30,000
Minimum annual income of S$42,000
A copy of your NRIC/passport, latest original computerised payslip or Tax Notice of Assessment or last 12 months' CPF statements.
A copy of your NRIC/passport, last 2 years' Income Tax Notice of Assessment and last 3 months' bank statements.
A copy of your passport and work permit (with minimum 6 months validity), a copy of utility or telephone bill or bank statement with your name and address, Income Tax Notice of Assessment and latest original computerised payslip.
S$120 (First year annual fee waived)
Interest, Other Fees and Charges:
FIND OUT MOREImportant Notes
Daily spending limit of S$2,000 (applicable to retail Point-of-Sale transactions), for Citibank Ready Credit Cards issued on and after
7 December 2014. You may revise the limit anytime, please visit us here.
Double Swiping: The magnetic stripe on your credit or debit card contains sensitive payment card data. To protect your information, the magnetic stripe of your credit or debit card should not be swiped on Point-of-Sale readers or Electronic Cash Registers which is known as "double swiping". Inserting or dipping a chip-enabled credit or debit card in a payment card terminal for payment is not considered as double swiping. For more information on double swiping, please visit http://www.abs.org.sg/docs/library/abs_faq_double_swiping.pdf
Please note that in addition to ATM withdrawal functions, your Citibank Ready Credit Card allows you to sign for local and overseas purchases, perform contactless payment via Mastercard® Contactless (including through the use of digital wallets like Apple Pay® and Samsung Pay) and card-not-present transactions (such as mail and phone orders) which shall be paid for by directly deducting the transaction amount from your Citibank Ready Credit account. Your Citibank Ready Credit Card therefore carries the risk of unauthorized signature-based, contactless payment or card not-present transactions.
Citibank Ready Credit Card
Yes, first you must activate the overseas usage feature on your Credit/ATM/Debit Card(s) to enjoy your global privileges. Please note that overseas usage de-activation for Citibank Ready Credit Cards will only disable overseas ATM cash withdrawals and point-of-sale (POS) magnetic stripe transactions. POS EMV Chip transactions will not be disabled. To activate/de-activate click here.
Yes, there is a daily spending limit of S$2,000 on the Citibank Ready Credit Card that is issued on and after 7 December 2014 (applicable to retail Point-of-Sale transactions).
Yes, you may change your daily spending. Please visit us at www.citibank.com.sg/contact.
Debit Card Chargeback & Dispute Resolution
Important Notes
Daily spending limit of S$2,000 (applicable to retail Point-of-Sale transactions), for Citibank Ready Credit Cards issued on and after
7 December 2014. You may revise the limit anytime, please visit us here.
Double Swiping: The magnetic stripe on your credit or debit card contains sensitive payment card data. To protect your information, the magnetic stripe of your credit or debit card should not be swiped on Point-of-Sale readers or Electronic Cash Registers which is known as "double swiping". Inserting or dipping a chip-enabled credit or debit card in a payment card terminal for payment is not considered as double swiping. For more information on double swiping, please visit http://www.abs.org.sg/docs/library/abs_faq_double_swiping.pdf
Please note that in addition to ATM withdrawal functions, your Citibank Ready Credit Card allows you to sign for local and overseas purchases, perform contactless payment via Mastercard® Contactless (including through the use of digital wallets like Apple Pay® and Samsung Pay) and card-not-present transactions (such as mail and phone orders) which shall be paid for by directly deducting the transaction amount from your Citibank Ready Credit account. Your Citibank Ready Credit Card therefore carries the risk of unauthorized signature-based, contactless payment or card not-present transactions.
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