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Citi Wealth First Account

Your wealth journey with us is now more fulfilling. Earn additional bonus interest on up to S$500,000* of your deposits as you spend, invest, insure, borrow and save.

*T&Cs apply. First S$500,000 is only applicable to Citigold Private Client customers.

Insured up to S$100,000 by SDIC.

Revision to Citi Wealth First Account

With effect from 1 September 2024, the bonus qualifying average daily balance and incremental balance for the Citi Wealth First Account will be increased to S$250,000 and S$500,000 for Citigold and Citigold Private Client customers respectively.

Balance Tier Citibanking Citi Priority Citigold
(REVISED)
Citigold
Private Client
(REVISED)
Average Daily Balance;
Incremental Balance
First S$50,000 First S$50,000 First S$250,000
First S$100,000
First S$500,000
First S$150,000

Savings made even more rewarding with up to 7.51% p.a. interest

The Citi Wealth First Account helps you grow your wealth by rewarding you for your banking and wealth relationship. Boost your savings with bonus interest on your usual banking activities, as well as when you insure and invest towards your wealth goals.

Every action earns you bonus interest

You start with 0.01% p.a. base interest.

Spend and earn

1.5% p.a.

Invest and earn

1.5% p.a.

Insure and earn

1.5% p.a.

Borrow and earn

1.5% p.a.

Save and earn

1.5% p.a.

Earn up to

7.51% p.a.

Tap on  !  to find out more

The bonus interest rate is an additional rate on top of base interest rate.
Bonus interest is determined based on new qualifying transactions performed on or after account opening, as well as your banking relationship with Citi.

Calculate your bonus interest

Start by selecting your banking relationship and discover how you're rewarded based on it.
Move the slider for each category and watch how quickly your interest can add up.

S$
%
S$

Bonus Interest Rate (% p.a.)

Bonus Interest in a Year

Monthly spend on Citibank Debit Card

S$0
0%
S$0

New lump sum investment amount

S$0
0%
S$0

New single premium insurance amount

S$0
0%
S$0

New home loan amount

S$0
0%
S$0

Incremental monthly savings amount

S$0
0%
S$0
S$10.00

*Base interest 0.01% p.a. is calculated on the full balance in the account with no cap.

 

^ The bonus interest rates are applied to applicable balances as illustrated above. For bonus interest determination, you must maintain minimum Total Relationship Balance of S$250,000 for Citigold, and S$1,500,000 for Citigold Private Client. Otherwise, your Qualifying Average Daily Balance and Qualifying Incremental Balance shall be the first S$50,000 in your account.

Eligibility Criteria to apply for a Citi Wealth First Account


Eligibility

Individuals aged 18 years old and above


Other Benefits

Mobile and Online Banking Instant payments & transfers and real-time balance updates.
Citibank Debit Mastercard® Free Citibank Debit Card
Access SGD and multiple foreign currencies with zero conversion charges and transaction processing fees
Complimentary ATM withdrawals Enjoy zero foreign exchange conversion fee and administrative charge at all Citibank ATMs.
Phone Banking CitiPhone Banking is available.
Automated Voice Response feature will be available next year.

Frequently Asked Questions on Citi Wealth First Account

Click here(opens in a new tab) to view Citi Wealth First Account Terms and Conditions.

Deposit Insurance Scheme

Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured. For more information, please visit www.sdic.org.sg(opens in a new tab) .

Disclaimer

The promotions, products and services mentioned in the referenced document are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey and Jersey, Monaco, San Marino, Vatican, The Isle of Man, the UK, Brazil, New Zealand, Jamaica, Ecuador or Sri Lanka. The referenced document is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the promotions, products and services mentioned therein to such individuals.

Important Investment Information

Investment products are: Not Bank Deposits. Not Bank Guaranteed. May Lose Value. Not Insured By Any Government Agency. Investment products are not available to U.S. Persons. This is only general product information provided by us and is not a contract of Insurance. The information provided must be read with, and subject to, all the terms and conditions and exclusions contained in the policy contract. Full details are stated in the policy contract. You should seek advice from a qualified adviser if in doubt. If you choose not to, you are responsible for ensuring that any insurance product you have applied for is suitable for you. All insurance applications are subject to the insurer's underwriting and acceptance. Insurance products are not bank deposits or obligations of or guaranteed by Citibank Singapore Limited, Citigroup Inc or any of their affiliates or subsidiaries. Buying a life insurance policy can be a long-term commitment. An early termination of the policy usually involves high costs and the surrender value payable may be less than the total premiums paid. Insurance products are not eligible for deposit insurance coverage under the Deposit Insurance Scheme. They may be protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation ("SDIC"). For the list of insurance companies which are scheme members, please refer to this link - https://www.sdic.org.sg/pp_scheme_members.php(opens in a new tab). Coverage is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please visit the LIA or SDIC websites (www.lia.org.sg(opens in a new tab) or www.sdic.org.sg(opens in a new tab)).

Important Insurance Disclosures

The insurance plans are underwritten by AIA Singapore Private Limited (Reg. No. 201106386R) ("AIA") and distributed by Citibank Singapore Limited. All insurance applications are subject to AIA’s underwriting and acceptance. This is only general product information provided and is not a contract of insurance. The information provided must be read with, and is subject to, all the terms and conditions and exclusions contained in the policy contract. Protected up to specified limits by SDIC. Please refer to full disclosures(opens in a new tab) applicable to relevant product(s) and/or service(s).

Citibank full disclaimers, terms and conditions apply to individual products and banking services.

This advertisement has not been reviewed by the Monetary Authority of Singapore.

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