^*To be eligible for the S$5,760* Citigold welcome rewards, you will have to fulfill all of the following criteria:-

- Successfully establish a Citigold relationship with S$800,000 in Fresh Funds,
- Maintain a valid Investment Risk Profile and complete the Fact Find Report by end of Welcome Period,
- Opt in to be treated as an Accredited Investor,
- Of the S$800,000 in Fresh Funds, invest and/or insure S600,000 before the end of the Welcome Period,
- Hold an eligible primary Citi Credit Card,
- Maintain the Citigold relationship up to point of reward fulfilment.

To be eligible for the S$37,760^* Citigold Private Client welcome rewards, you will have to fulfill all of the following criteria:-

- Successfully establish a Citigold Private Client relationship with S$3,000,000 in Fresh Funds,
- Maintain a valid Investment Risk Profile and complete the Fact Find Report by end of Welcome Period,
- Opt in to be treated as an Accredited Investor,
- Of the S$3,000,000 in Fresh Funds, invest and/or insure S$2,500,000 before the end of the Welcome Period,
- Hold an eligible primary Citi Credit Card.
- Maintain the Citigold Private Client relationship up to point of reward fulfilment.

¹Click here(opens in a new tab) for Citi New-to-Bank Welcome Programme 2025 terms and conditions.

²Click here(opens in a new tab) for SGD Time Deposit terms and conditions.

³Click here(opens in a new tab) for full Citi Wealth First Account terms and conditions.

⁴Citibank Online Brokerage Promotion applicable for a period of 180 days starting from day of brokerage account opening. Read full terms and conditions here(opens in a new tab).

⁵For details on Citigold preferential interest rates for SGD and USD time deposits, visit here(opens in a new tab).

⁶Annual fee waiver applies to one Citibank core credit card and one Citibank co-branded credit card excluding Citi Ultima Card and Citi Prestige Card, if the Eligible Customer maintains the Citigold relationship.

⁷Subject to meeting Accredited Investor eligibility criteria. Click here(opens in a new tab) for details on eligibility criteria and for more information about opting in as an Accredited Investor.

Accredited Investors are assumed to be better informed, and better able to access resources to protect their own interests and therefore require less regulatory protection. Investors who agree to be treated as accredited investors therefore forgo the benefit of certain regulatory safeguards. When the bank deals with Accredited Investors, Citibank is exempt from complying with certain requirements under the Financial Advisers Act, 2001 (“FAA”) of Singapore and the Securities and Futures Act, 2001 of Singapore, and related regulations, notices and guidelines that are meant to provide regulatory safeguards to retail clients. This includes, but is not limited to, a number of business conduct requirements such as Disclosure of Product Information (Section 34 of FAA), Reasonable Basis for Investment Recommendation (Section 36 of FAA), and Disclosure of Certain Interests in Securities (Section 45 of FAA), and which sections client cannot rely upon in relation to any civil claim against Citibank or a Citigroup company. Investors should consult a professional adviser if they do not understand any consequence of being treated as an accredited investor.

As an Accredited Investor, client is responsible for any and all suitability and reasonableness decisions on investments, including any advice on product suitability received from Citibank. Learn more about the effect of being treated as an Accredited Investor at www.citibank.com.sg/AccdInv(opens in a new tab) Schedule 2.

Deposit Insurance Scheme

Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured. For more information, please visit www.sdic.org.sg(opens in a new tab).

Disclaimer

The promotions, products and services mentioned in the referenced document are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey and Jersey, Monaco, San Marino, Vatican, The Isle of Man, the UK, Brazil, New Zealand, Jamaica, Ecuador or Sri Lanka. The referenced document is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the promotions, products and services mentioned therein to such individuals.

Citibank full disclaimers, terms and conditions apply to individual products and banking services.

Citibank is currently located at 3 Changi Business Park Crescent, Singapore 486026.

This advertisement has not been reviewed by the Monetary Authority of Singapore.