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Start a Citigold relationship today and enjoy up to S$8,300* welcome rewards.

Benefits of a Citigold Relationship

Access to a dedicated Relationship Manager and a team of wealth specialists for wealth management advice and solutions

Set your wealth goals and track your progress with Total Wealth Advisor tool

Get regular in-depth global market insights and research knowledge from our global team of over 350 research analysts

Enjoy Citigold status when you travel overseas for business or leisure

With Citigold Debit Mastercard, access up to 10 different currencies, for payments and withdrawals at Citibank ATMs overseas at no additional conversion fee. You will also enjoy attractive exchange rates for your foreign currency conversions on Citi Online Foreign Exchange (eFX).

 

Minimum of S$300,000 in Assets Under Management (AUM) applies.
*Terms and Conditions apply.
I would like to open the following account(s):
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Product Benefits

Every action earns you bonus interest

You start with 0.01% p.a. base interest.


Spend and earn

1.5% p.a.

  • Spend S$250 monthly on your Citibank Debit Mastercard

Invest and earn

1.5% p.a.

  • Achieve your financial goals when you invest a lump sum of S$50,000 in Unit Trust, Bonds or Structured Notes

Insure and earn

1.5% p.a.

  • Protect your loved ones when you insure with a single premium of S$50,000

Borrow and earn

1.5% p.a.

  • Take up a new home loan of at least S$500,000

Save and earn

1.5% p.a.

  • Increase your account's average daily balance from previous month by at least S$3,000
=
Earn up to 7.51% p.a.

The bonus interest rate is an additional rate on top of base interest rate.
Bonus interest is determined based on new qualifying transactions performed on or after account opening, as well as your banking relationship with Citi.

For more information on Citi Wealth First account, click here.
Enjoy attractive interest rates and the convenience of a Debit Card

Attractive savings interest rates

Debit card with point-of-sale debit payment
For more information on Citibank MaxiSave Account, click here.
Get up to 3.01%* p.a. on your savings with the new Citi MaxiGain Savings account.
It’s a simple and easy way to grow your money.

Base Interest

0.01%# p.a.

  • On the entire account balance
  • No min. balance is required to earn the base interest rates

Bonus Interest

3.00%^ p.a.

  • On the first S$70,000
  • Bonus interest rates that steps up monthly from 0.25%^ p.a. to a max. of 3.00%^ p.a.

Total Interest

3.01%* p.a.

Earn this rate from your 13th month onwards

How the interest rates add up:
Month Counter* Base Rate# (p.a.) Bonus Rate^ (p.a.) Total Interest Rate* (p.a.)
0 0.01% - 0.01%
1 0.01% 0.25% 0.26%
2 0.01% 0.50% 0.51%
3 0.01% 0.75% 0.76%
to to
11 0.01% 2.75% 2.76%
12 0.01% 3.00% 3.01%
Terms and conditions

Click here for the full terms and conditions.

#The base interest rate will be paid on the entire balance of your Citi MaxiGain Savings Account (“MaxiGain account”). No minimum balance is required to earn base interest.

^Your balances capped at S$70,000 shall accrue bonus interest at a rate (“Bonus Interest Rate”) that steps up each month, from 0.25% p.a. to a maximum of 3.00% p.a., calculated based on your lowest balance in the previous month, if the lowest balance in your MaxiGain account in a month is equal to or greater than the lowest balance in the previous month. The lowest amount of funds in your MaxiGain account at any point in time in a month shall be the “lowest balance” of that month. The “Counter” increases by 1 each time the Bonus Interest Rate steps up. No minimum balance is required in your MaxiGain account to earn bonus interest.

*By fulfilling the necessary conditions, you can achieve up to 3.01% interest p.a. (0.01% p.a. base + 3.00% p.a. bonus) from the 13th month onwards. For clarity, the 0.01% interest p.a. is applicable on the daily balance and 3.00%p.a interest is applicable on the lowest balance in the previous month provided the necessary conditions are fulfilled.

The promotions, products and services mentioned in the referenced document are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey and Jersey, Monaco, San Marino, Vatican, The Isle of Man, the UK, Brazil, New Zealand, Jamaica, Ecuador or Sri Lanka. The referenced document is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the promotions, products and services mentioned therein to such individuals.

Deposit Insurance Scheme:
Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured. For more information, please visit www.sdic.org.sg.

Citibank full disclaimers, terms and conditions apply to individual products and banking services.
Manage your foreign currency with ease and convenience.

Access your foreign currency at Citi ATMs worldwide with no additional processing fee

Pay using your Citibank Debit Card at point-of-sale or online, at no additional currency conversion fee

Convenient way to manage day-to-day transactional needs through Internet Banking, ATM, Automated Voice Response (AVR) and CitiPhone Banking
For more information on Global Foreign Currency Account (USD), click here.
Disclaimer

The promotions, products and services mentioned in this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey and Jersey, Monaco, San Marino, Vatican, The Isle of Man, the UK, Brazil, New Zealand, Jamaica, Ecuador or Sri Lanka. This website is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the promotions, products and services mentioned therein to such individuals.

Deposit Insurance Scheme

Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured. For more information please refer to SDIC's website at www.sdic.org.sg.

Important Insurance Disclosures

The insurance plans are underwritten by AIA Singapore Private Limited (Reg. No. 201106386R) ("AIA") and distributed by Citibank Singapore Limited. All insurance applications are subject to AIA’s underwriting and acceptance. This is only general product information provided and is not a contract of insurance. The information provided must be read with, and is subject to, all the terms and conditions and exclusions contained in the policy contract. Protected up to specified limits by SDIC. Please refer to full disclosures applicable to relevant product(s) and/or service(s).

Securities investments are not bank deposits and involve risks, including the possible loss of the principal amount invested. The price of securities can and does fluctuate; sometimes dramatically, and that any individual security may experience upward or downward movements, and may even become valueless. Therefore it is as likely that losses will be incurred rather than profit made as a result of buying and selling securities. This is the risk that customers should be prepared to accept. Investors investing in securities denominated in non-local currency should be aware of the risk of exchange rate fluctuations that may cause a loss of principal. Citibank is not recommending the Citibank Brokerage Account or giving any advice in relation to customers' securities investments. Customers will take complete responsibility for any losses resulting from their trading strategy. Interested investors should seek the advice of their financial advisors, as appropriate. In the event that you choose not to seek advice from a financial advisor, you should carefully consider whether securities investments are suitable for you in light of your investment objectives, financial means and risk profile.

Citibank full disclaimers, terms and conditions apply to individual products and banking services. For more details, please visit www.citibank.com.sg

This advertisement has not been reviewed by the Monetary Authority of Singapore.

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