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Citi Wealth Insights

Stay updated on key global market developments and Citi's house views on the latest headlines

2025 Wealth Insights
CIO Strategy Bulletin
FX Focus

Riding on Fiscal Policy

8 Aug 2025

The Chief Investment Office recently added an “overweight” rating European equities as the scope for flows and policy support remains high. Read more about our latest observations for European equities.

Read more in your Citi Mobile® App’s Digital Library*(opens in a new tab).

Building Quality into Portfolios

18 July 2025

In our latest Global Investment Committee Asset Allocation, we continue to view quality companies as being best positioned to weather volatile and highly uncertain trade, geopolitical and macroeconomic environments. These companies tend to have strong fundamentals and stable earnings which may weather them through a range of economic conditions.

Read more in your Citi Mobile® App’s Digital Library*(opens in a new tab).

Q2 2025: Is there a case for gold in portfolios?

27 June 2025

The Global Investment Committee, in its June meeting, added a position in gold to potentially hedge against deteriorating economic data and/or geopolitical risks. Find out why gold has been used as a store of value for thousands of years, and how it might add value in an investment portfolio.

Read more in your Citi Mobile® App’s Digital Library*(opens in a new tab).

Data resilience despite policy instability

Tariff tremors turn the market

18 Aug 2025

Mixed economic data increased factor volatility. Weak July jobs report solidified the chance for a September rate cut but above-target inflation limits the magnitude of the rate cut. Chinese equities see strong liquidity and targeted policy support.

Read more in your Citi Mobile® App’s Digital Library*(opens in a new tab).

K-shaped frictions in equities and the Fed mandate

11 Aug 2025

Tech stocks continue to be poised for outperformance due to significant AI investment. Despite concerns on sticky inflation, there is continued political pressure on the Federal Reserve for rate cuts.

Read more in your Citi Mobile® App’s Digital Library*(opens in a new tab).

Big Tech triumphs, macro mixed

4 Aug 2025

The continued dominance of Tech earnings reminded investors that the market is not the economy. Looking ahead, newly announced tariffs adds a headwind to further equity upside.

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Policy uncertainty balanced against consumer resilience

29 July 2025

Tariff and geopolitical uncertainty can potentially drive a slowdown in corporate capex and hiring plans, resulting in a 2H25 economic and earnings slowdown. Within the CIO views deck, we provide a compilation of observations we made for macroeconomics, equities, fixed income, FX, and commodities that will help to navigate markets.

Read more in your Citi Mobile® App’s Digital Library*(opens in a new tab).

Earnings Defy Policy Pressures

21 July 2025

Despite sentiment overhang from tariffs and policy shifts, mostly benign inflation data and solid bank earnings supports the view that the US economy is in good health.

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Earnings battle tariffs for investor focus

14 July 2025

Markets have been quick to brush off the potential impact of Trump’s renewed tariff threats. Several provisions in the “OBBBA” bill could boost specific sectors. Banks are set to kickstart the 2Q earnings season.

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US tax bill fireworks for July 4th

7 July 2025

Markets gained confidence and clarity as the US tax bill passes. Tariffs could once again be a headwind for corporate optimism. Weak economic data and political pressure could cause interest rate cuts. 2Q earnings are expected to reflect a solid economy.

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Tired of tariff tantrums, market shifts focus to earnings

Markets choppy on mixed signals

30 June 2025

Stocks reach all-time highs but gave up gains after trade negotiations with Canada were halted. Chair Powell signaled that rate cuts may not happen until tariff impacts become clearer. Equities may not be priced accurately in the current climate.

Read more in your Citi Mobile® App’s Digital Library(opens in a new tab)^*.

Resilience ahead of a hot summer

24 June 2025

US Treasuries opened slightly lower than last Friday despite weaker economic data and developments in the middle east. Gold continues to see potential benefits as a risk hedge. Equities remain resilient despite persistent headline risks. In our webcast replay, Stephen Hadley, Former US National Security Advisor, discussed the recent developments in the Middle East.

Read more in your Citi Mobile® App’s Digital Library*(opens in a new tab).

Gold shines after Israel attacks Iran

16 June 2025

Oil surged on the news of Israel attacking Iran. Historically, asset price reactions to initial geopolitical events have faded as time passes. Gold may provide resilience as a “safe haven” during times of geopolitical uncertainty.

Read more in your Citi Mobile® App’s Digital Library*(opens in a new tab).

US lowers tariffs on Japanese goods but political uncertainty hits the Yen

31 July 2025

US President Trump's decision to reduce Japan's reciprocal tariffs from 25% to 15% on Japanese goods failed to reduce political and fiscal uncertainty in Japan which means near term headwinds for the Yen remain. Our Head of FX Investment Strategy, Jaideep Tiwari, gives us an overview of the economic developments in Japan, and discovers reasons for the Yen to strengthen in the medium- to long-term.

Read more in your Citi Mobile® App’s Digital Library*(opens in a new tab).

25% tariff on Japan a short-term setback for Yen bulls

18 July 2025

A 25% tariff on Japanese exports would raise short-term economic and political costs for Japan. This likely pulls back optimism and sets the Yen back. Our Head of Global FX Strategy, Jaideep Tiwari, explores the impact of President Trump's pronouncement post the end of the tariff pause for the JPY.

Read more in your Citi Mobile® App’s Digital Library*(opens in a new tab).

CHF – A Funding Currency Or A Safe Haven?

JPY – Still on a path of further gradual appreciation

5 July 2025

The Yen continues to strengthen against USD as the Bank of Japan (BoJ) signals a more hawkish stance to deal with upside risks to Japan’s inflation. Our Head of FX Investment Strategy, Jaideep Tiwari, uncovers the mechanics at play for JPY appreciation.

Read more in your Citi Mobile® App’s Digital Library*(opens in a new tab).

AUD – Stars aligning for a brighter future

19 June 2025

Even before the global trade war, Australia’s domestic outlook was already weak with its GDP data showing weaker-than-consensus real activity growth. However, the stars seem to be aligning for the Aussie as the USD faces headwinds, and that RMB, being highly correlated with AUD is favorably positioned to benefit from de-escalations in US – China trade tensions.

Read more in your Citi Mobile® App’s Digital Library*(opens in a new tab).

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