Learn more about our Privacy Policy

Privacy at Citi:

Our goal is to maintain your trust and confidence when handling personal information about you.

You have choices:

A Citibank relationship is a unique and rewarding experience. You have access to financial products and services availed by Citibank, its affiliates and strategic partners which are designed to help you address and achieve your financial needs and goals.

Accordingly, you can expect us to provide you with information about rewards, privileges, discounts, events, promotions, features, products and services you are entitled to, for example:

  • Preferential interest rate promotions on your balances (e.g. equal payment plans, balance transfers, installment loans)
  • Promotions brought to you in collaboration with insurance partners to deliver preferential plans for insurance
  • Information about your Citibank card(s) product and service proposition

Please note that if you choose not to receive marketing and promotional messages, you will not receive communication like those described above.

If you choose not to receive these materials, simply complete the form attached or call CitiPhone Banking available from 8am to 8pm at +65 6225 5225. For International Personal Bank Clients, please contact 24-Hour CitiPhone Banking at +65 6224 5757 or Sign on to Citibank Online to send us a Secured message - Login> Services > MY PROFILE > MY MESSAGE > Inbox > Compose Mail > Select "Subscribe to or Remove from Marketing Mails/Emails”.

If you are an Indonesian citizen or believe that your actions related to Citi may have legal consequences under Indonesian jurisdiction, please refer to the Indonesia Privacy Circular, accessible here.

If you are, or will be, a resident of the U.S. State of California, you have certain rights with respect to your Personal Information under the California Privacy Rights Act ("CPRA") as of January 1, 2023. For more information about what this means to you, please click here https://www.citigroup.com/citi/privacy.html.

To access your rights under CPRA, please call U.S. +1-833-981-0270 or click here CPRA non-US Request to print a form and mail to us.

Privacy Disclosure Statement:

The information provided on this website does not constitute the marketing or offering of any products or services to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, The Vatican, The Isle of Man, the UK, Brazil, New Zealand, Jamaica, Ecuador or Sri Lanka. The content on this website is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.

Data Privacy on the Citi Mobile® App

How Citi Mobile® App uses your data

The Citi Mobile® App only uses your data in accordance with our Citibank Singapore Limited Mobile Privacy Statement, read together with the Citibank Singapore Limited Privacy Circular.
Based on your permission and authentication, your Citibank Online login remains secured against any iPhone features used by the Citi Mobile® App (Face ID®, Touch ID®, Push notifications, enhanced security).

How to disable Citi Mobile® App features

For your security, all Citi Mobile® App feature enrollments can only be enabled on a single device at any given time. If you have a new device, these settings will automatically be transferred over when you install and authenticate yourself on the Citi Mobile® App. Learn more about Citi Mobile® App features here
If you wish to stop using the Citi Mobile® App, you can uninstall the app and continue to access our digital banking services via Citibank Online.

How to terminate your Citi Mobile® App access

Please call our CitiPhone Banking hotline available from 8am to 8pm at +65 6225 5225. For International Personal Bank Clients, please call our 24-Hour CitiPhone Banking hotline at +65 6224 5757.

Security of personal information:

Keeping your personal information secure is our priority. We protect this information by maintaining physical, electronic, and procedural safeguards that meet applicable law. We train our employees in the proper handling of personal information. When we use other companies to provide services for us, we require them to protect the confidentiality of personal information they receive.

Information About Cookies:

Cookies facilitate certain features that can make the surfing experience more convenient and valuable for Web users.

A "cookie" is a small piece of information which a web server can store on your web browser. This is useful for having your browser remember some specific information which the web server can later retrieve. As you browse the web, some cookies are "set" on your Web browser. When you quit your browser, some cookies are stored in your computer's memory in a cookie file, while some expire, or disappear. All cookies have expiration dates. The cookie is set on a particular browser on a particular computer, so when you use a different computer, the cookie will not exist.

How We Use Cookies

To measure site activity, improve functionality and provide a better user experience, Citibank Singapore Limited (“Citibank”), Citigroup Inc. and/or our affiliates may, or may allow our service providers or business partners to use, store or compile information from the cookies, Web beacons or other technologies on our websites, which may include information about your visit (such as browser type, IP address, pages visited, activities conducted on the page and the day and time of your visit). We may also use this information to develop personalized content and appropriate advertising based on your visits over time on Citibank Singapore Limited (“Citibank”), Citigroup Inc. and/or our affiliates.

Cookie Filters

You can control how cookies are used on your computer or device by changing your browser settings. If you decided to delete or block certain cookies, your experience on the website may be limited and you may not be able to use some of our online features, especially where cookies are used for security and fraud detection functions.

Cookies of Other Companies

We use other companies to set cookies on our websites and gather cookie information for us. We use the cookie information gathered by these companies in the same manner as stated in the previous section. The companies we use do not use these cookies for their own internal purposes or share the information gathered with anyone other than Citibank, in accordance with the terms of the contracts they have signed with us.

Applying for Citibank Online Banking Services

Citibank Online may use cookies that are used to enable or facilitate fraud monitoring. No session data or PII data is stored in the cookies used by Citibank Online.

Registering Online

Citibank users can opt for Citibank Online Banking Services. Users can select the option to “Remember by User ID” in the login page during the login process. The cookies will then store the UserID in your system to facilitate your login process in future sessions. This option is not enabled by default and must be explicitly enabled by the user.

Site Personalization

Cookies allow users to indicate what types of information they are interested in receiving when they visit a particular site. Users can then view only what they are interested in and not waste time with news or information of no interest to them.

Web Site Tracking

Tracking allows site owners to find out what pages visitors link to, and interpret or infer what is interesting to them. This helps the owners of sites to keep their content fresh and relevant.

Device Tracking

We may use cookies or similar technologies, particularly in mobile advertising, that use device information to help deliver our advertisements and measure advertising campaign effectiveness. We and companies we work with may collect your device information when you visit one of our sites or see our ads. Compiling and comparing these attributes can create a unique ID for individual devices and can be "matched" to the same attributes appearing on other sites or mobile applications. Some companies we work with are also able to associate related devices into households based on common characteristics, such as IP addresses.

Targeted Marketing

Like most advertisers, we place advertisements where we think they will be most relevant to customers. We place advertisements by developing and using our own marketing segments that may combine online and offline information about our current and prospective customers. Cookies can be used to build a profile of where on a particular site you visit. This information is then used to target advertising that might be of interest to you.

We may also use third party advertising technology platforms or social media companies and the respective third-party cookies. Where we use these third-party services to serve adverts, we use information captured from third-party cookies or technologies for marketing purposes. The information captured typically includes web requests, session ID, browser types, browser languages and/or the date and time of the information requests and in some cases IP address. This data is processed and stored by the respective companies and their respective privacy policies and opt out tools apply in relation to what is collected, where it is stored, and how you may manage the ads that you see on such platforms.

Security

Cookies cannot be used to obtain data from your hard drive, get your e-mail address or steal sensitive or personal information about you. The only way that any private information could be part of your cookie file would be if you personally gave that information to a Web server. Note also that computer viruses are not passed through the setting or use of cookies.

Opt-Out Mechanism

If you, as a visitor, want to disallow cookies you can do so on your Web browser. It is important to note that the information we use about you helps us provide you with products, services and experiences that benefit you. You have the ability to control how your non-personal information is collected and used online.

Notice of Changes

From time to time, we may change this Privacy Statement. The effective date of this statement, as indicated below, shows the last time this statement was revised or materially changed. Checking the effective date below allows you to determine whether there have been changes since the last time you reviewed the statement.

Effective Date

This Privacy Statement was last modified on 24 September 2024.

Singapore has enacted the Personal Data Protection Act (the "PDPA") in 2012 and the Act came into full effect on 2 July 2014 (the "Effective Date").

The PDPA essentially sets out the personal data protection regime of Singapore, and Citi franchises in Singapore including Citibank Singapore Limited ("Citi Singapore") like all organisations that collect, use and disclose Personal Data will be subject to ten (10) data protection obligations in relation to its collection, use and disclosure of Personal Data.

"Personal Data" means any information which relates or identifies an individual, and can include voice recording, video or photographs of the individuals. "Data intermediaries" referred to below would include Citi Singapore's vendors and service providers who handle and process Personal Data on our behalf.

The ten (10) data protection obligations are:

  1. Accountability Obligations – Citi Singapore must undertake measures to ensure obligations under the PDPA. This includes providing information about data protection policies, practices and complaints process upon request. There will also be a designated data protection officer (DPO) whose business contact information is available to the public.
  2. Notification Obligation – Citi Singapore must notify an individual in advance of the purposes for which their personal data will be collected, used or disclosed.
  3. Consent obligation – Citi Singapore may only collect, use or disclose Personal Data for purposes, which an individual has given their consent for. Citi Singapore must allow an individual to withdraw their consent with reasonable notice and inform the individual of the likely consequences of withdrawal. If an individual withdraws his consent to the collection, use or disclosure for any purpose, Citi Singapore must cease such collection, use or disclosure of their Personal Data.
  4. Purpose Limitation Obligation – Citi Singapore may collect, use or disclose Personal Data about an individual for the purposes that a reasonable person would consider appropriate in the circumstances. The collection, use or disclosure of an individual’s Personal Data should be limited to what the individual has given consent for.
  5. Accuracy Obligation – Citi Singapore must make reasonable effort to ensure that Personal Data collected by or on its behalf is accurate and complete. This includes considering if it is likely to be used to make a decision that affects the individual, or if it is likely to be disclosed to another organisation.
  6. Protection Obligation – Citi Singapore must make reasonable security arrangements to protect the Personal Data that it possesses or controls to prevent unauthorised access, collection, use, disclosure or similar risks. This obligation is also extended by the PDPA to data intermediaries of Citi Singapore who process Personal Data on its behalf.
  7. Retention Limitation Obligation – Citi Singapore must cease to retain Personal Data or remove the means by which the Personal Data can be associated with an individual when it is no longer necessary for any business or legal purposes. This obligation is also extended by the PDPA to data intermediaries of Citi Singapore who processes Personal Data on its behalf.
  8. Transfer Limitation Obligation – Citi Singapore may transfer Personal Data to another country only according to the requirements prescribed under law. Citi Singapore must ensure that the standard of protection provided to the Personal Data that will be transferred is comparable to the protection under the PDPA, unless exempted by the Personal Data Protection Commission.
  9. Access and Correction Obligation – Citi Singapore must, upon request, provide an individual with access to their Personal Data and information about the ways in which his Personal Data has been or may have been used or disclosed within a year before the request. Citi Singapore is also required to correct any errors or omissions in an individual's Personal Data; and send the corrected data to other organisations to which the Personal Data was disclosed (or to selected organisations that the individual has consented to) by Citi Singapore within a year before the correction is made.
  10. Data Breach Notification Obligation – In the event of a data breach, Citi Singapore must assess whether the data breach should be notified to affected individuals. If the data breach likely results in significant harm to individuals, and/or are of significant scale, Citi Singapore is required to notify the PDPC and the affected individuals as soon as possible.

For more information on the ways your personal data may be collected, used and disclosed, please refer to our Privacy Circulars:

Access and Correction Requests

1. If you would like to request access to your personal data held by Citibank Singapore Limited, please complete an Access Request Form (see link below). The completed form should be mailed in to us or submitted at one of our branches. Please do not send the completed form via email as that is not a secured means of communication. Please note that an administrative fee will be charged to process your Access Request.

The Access Request Form may be found here. For International Personal Bank Clients, the Access Request Form may be found here.

2. If you would like to request for a correction of your personal data held by Citibank Singapore Limited, please login to Citibank Online with your username and password and use the Personal Information update service, or, send us a secured message. For more details on how to update your Personal Information through Citibank Online, please visit here.

Withdrawal of Marketing Consent

If you prefer not to receive marketing and promotional offers by Mail, Email, SMS or Voice Calls, please complete the Privacy Form here. For International Personal Bank Clients, please complete the Privacy Form here. The completed form should be mailed in to us.

Alternatively, you may update your privacy preferences by calling CitiPhone Banking available from 8am to 8pm at +65 6225 5225. For International Personal Bank Clients, please contact 24-Hour CitiPhone Banking at +65 6224 5757.

Please note that you may still receive marketing and promotional messages for up to 21 days from the date that we receive your request. Thereafter, you will continue to receive messages of a purely administrative, security, servicing and non-marketing nature.

If you wish to be added back on our mailing lists, please call CitiPhone Banking hotline.

For further enquiries, please reach out to our Personal Data Protection Office:

Personal Data Protection Officer
Citibank Singapore Ltd
Robinson Road P.O.Box 356
Singapore 900706
Email: singaporeconsumer.query.pdpa@citi.com

There are some messages that are excluded from or not covered by all or part of the DNC Registry Provisions. Even after you have registered your Singapore telephone number with the DNC Registry, you may still receive these types of messages from Citibank, for example:
 

  • marketing messages via SMS or fax if you are a client with an ongoing relationship with Citibank unless you have opted out of receiving such marketing messages;

  • marketing messages to individuals who have given clear and unambiguous consent;

  • messages of a purely administrative, servicing and non-marketing nature;

  • messages to provide information you have requested for;

  • messages solely to facilitate, complete or confirm a transaction;

  • messages solely to deliver goods or services, including product updates or upgrades previously agreed;

  • messages to provide notification concerning a change in terms and features.
     

Even if your Singapore telephone number is registered with the No Text Message Register, Citibank may send marketing messages by SMS, if:

  • at the time the SMS is sent you have an ongoing relationship with Citibank, and the message is related to the subject of the ongoing relationship; and
  • you have not opted out of receiving such messages.

Such marketing messages will state that you can opt out from receiving these messages in the future by sending to the bank an opt-out notice by way of a text (i.e. "UNSUB" option).

Even if your Singapore telephone number is registered with the DNC Registry, you may still receive marketing messages from Citibank if you have provided consent in a clear and unambiguous manner in evidential form to receiving such marketing messages at your Singapore telephone number. In this scenario, the consent to receive marketing messages via voice calls that you provided in your application form during account opening is clear and unambiguous and in an evidential form. However, if you no longer wish to receive marketing messages via voice calls, you may update your preference with Citibank by:

a. informing the officer who has called you regarding the marketing message that you wish to opt out of receiving marketing messages; or
b. calling CitiPhone Banking available from 8am to 8pm at +65 6225 5225. For International Personal Bank Clients, please contact 24-Hour CitiPhone Banking at +65 6224 5757.

Please note that you may still receive marketing and promotional messages for up to 21 days from the date that we receive your request. Thereafter, you will continue to receive messages of a purely administrative, security, servicing and non-marketing nature.

For more information on the ways your personal data may be collected, used and disclosed, please refer to our Privacy Circular

If you prefer not to receive marketing and promotional offers by Mail, Email, SMS or Voice Calls, please complete the Privacy Form here. For International Personal Bank Clients, please complete the Privacy Form here. The completed form should be mailed in to us.

Alternatively, you may update your privacy preferences by calling CitiPhone Banking available from 8am to 8pm at +65 6225 5225. For International Personal Bank Clients, please contact 24-Hour CitiPhone Banking at +65 6224 5757.

Important Information

You are leaving a Citi Website and going to a third party site. That site may have a privacy policy different from Citi and may provide less security than this Citi site. Citi and its affiliates are not responsible for the products, services, and content on the third party website. Do you want to go to the third party site?
Citi is not responsible for the products, services or facilities provided and/or owned by other companies.